The short side of Things.

Is a short sale worth it. (edit/delete)

A lot has to do with who you talk to on whether you should avoid a foreclosure. Of course, myself being a realtor, I would say avoid foreclosure if possible. But, I do not think it is always so straight forward. So, I am not saying to forego the foreclosure process at all cost.

Let's see if you think a benefit of a short sale is worth it.

You get to chose who will work with you to navigate the short sale process. So. if you have a competent agent, they will educate you on the process and whether it is worthwile. They should be available to do the best to try to alleviate your fears. There are usually lots of mixed emotions that can take a great toll on you. Unfortunately this is a lot of times part of the process. It is nice to have a professional to assist you. Plus they should direct you to the professionals who can assist you in your decision making.